There are two reactions people exhibit when confronted with challenges. 

The first is the most common. It involves the wearing of a long face, the art of moping, and the self-protective mechanism of retreating into one's shell. Picture a rolly-polly bug. At the first sign of trouble he curls up in a ball, hoping nobody can see him and hoping beyond hope that some snot-nosed toddler doesn't pick him up, roll him around, and ultimately squish him. I'm not sure why this is the case, but when people come under financial pressure specifically, their reaction is usually the exact opposite of what it should be. Their reaction to the problem amplifies the problem instead of erasing it. They become paralyzed, their activity slows down, they over-think every angle of their situation, and, in short, they haul off and do a lot of nothing.

The second reaction is the correct one. It involves the taking of massive action against the problem. It is the old maxim, "It's time to do something, even if it's wrong." This reaction may or may not be perfect, but because it involves action it usually leads to adjustments over time and therefore becomes more and more productive. As it has been said, a car is easier to steer once it's moving. 

Action is the key. Character is exhibited by the action of the individual in the face of paralyzing pressures. When the average person would curl up like a bug, the champion comes out swinging. Never underestimate the power of massive action to initiate a whole train of events that can pull you out of your problem. Its cumulative impact is often hard to believe. Progress stacks upon progress, challenges recede, breaks seem to happen in an increasingly positive direction, and the sky begins to clear.

But none of that will happen if you sit on the couch, mope, blame, or stay paralyzed by your problems. Get up and get moving. The world is passing by and takes little notice of those who play the victim.

Quit losing and get moving.